The terms of use of the website and the application

1. General

1.1. We thank you (hereinafter also: “the user”) for choosing to use the website www.vbtrade.com and the VBA application (hereinafter collectively and separately: “the website” / “the application”) operated by VBA Inc. 301375184 (hereinafter also: “the operator”). It is clarified that, wherever there is a reference to the website, the reference is also to the application, and vice versa.

1.2. Any action you choose to perform on the website and/or any service you choose to use as a result of your use of the website and/or any information you choose to use arising from the website or in connection with it, whether paid or free, including all the services offered by the website (including the content that is offered for online purchase within the framework of the site) as well as those accompanying the services offered by the site, are all subject to the terms of use detailed below (hereinafter: “terms of use”).

1.3. The terms of use refer equally to members of both genders, and the use of masculine language is for convenience only.

1.4. It is important to carefully review the terms of use, because the very act of entering the website and using the website indicates your agreement to the full terms detailed below.

1.5. If you are under 18 years of age, please read these Terms of Use carefully and carefully together with your parents (or other guardian). If you (or your parent or guardian) do not agree to the site’s terms of use, in whole or in part, you may not use the site for any purpose whatsoever.

1.6. The terms of use apply to the use of the website and the services included in it using any computer or other communication device (such as a cell phone, various tablets, etc.). also they apply to the use of the website, either through the Internet or through any other network or means of communication.

1.7. In these terms of use, the term “content” or “contents” includes information of any kind and type, including any verbal, visual, audio, audiovisual content, or any combination thereof (including all lectures presented on the website, whether paid or not) and any presented within them, as well as their design, processing, editing, distribution, and way of presentation, including (but not limited to): any video, photo, photograph, illustration, animation, chart, sound file and music file, as well as any software, file, computer code, application, protocol, database and interface and every character, sign, symbol, and icon.

1.8. It will be clarified: the content presented on the site is for informational use only, non-binding, and it does not in any way constitute economic, planning, taxation, appraiser, or legal advice. The content presented on the website does not constitute a professional opinion or a substitute for consultation with qualified parties. The user is required to receive professional advice from the authorized parties before performing any action related to the contents to which he was exposed while using the website. Any use of the website or reliance on its contents will be at the sole and full responsibility of the user.

1.9. The operator reserves the right to team up with any other entity, either in a configuration of cooperation and/or merger and/or purchase and/or any other configuration that combines the website or the operator and any other body.

1.10. The operator reserves the right to periodically send updates and/or other promotional materials to website users via e-mail and/or via text messages to the mobile phone, all subject to the user’s approval as part of his registration for one of the services on the website to send the updates or promotional materials (as applicable), and subject To the provisions of the Telecommunications Law (Bezeq and Services) 5742 1982.

2. The content and services on the website are not a substitute for professional advice

2.1. On the website and in the application you will find, among other things, content (some of which is paid) in the form of: lectures on various topics in the field of real estate and finance; publications of technical analyses; publications of trading/investment operations carried out by the operator and/or someone on his behalf; general information about cryptocurrencies and more; When some of the contents will be delivered to you subject to registration and payment of usage fees.

2.2. The website and the application make use, among other things, of a “bot” that performs actions automatically without human involvement, which the operator does not have full control over every action performed by that bot.

2.3. A service will be provided on the website and application that enables automatic tracking (imitation) of trading operations carried out by the operator (including a “bot” on his behalf) so that these will be carried out automatically (and identically) also in the user’s account, as long as the user does not change some of the settings according to his choice.

2.4. It is clarified for the avoidance of doubt that the use of the option of automatic tracking of trading operations carried out by the operator (including a “bot” on his behalf) and imitation (either fully and automatically or partially) by the user, is the full and exclusive responsibility of the user. The operator shall have no responsibility for any A result (direct or indirect) that will be the choice of the user to use this tool.

2.5. These are trading operations carried out by the operator in a portfolio belonging to the operator, and the user, in fact, automatically copies them to his portfolio, without the operator knowing the data of the user’s portfolio, his preferences and financial limitations. Therefore, the user has the obligation to examine in advance the suitability of this service for his needs, desires, goals and preferences, and only after that to make a decision whether to use the automatic monitoring service of the operator’s actions and deliver the API key (“Application Programming Interface”) to the user’s account on this investment platform or otherwise.

2.6. The user is warned not to trade and/or carry out operations in funds beyond his financial capacity, and to limit himself only to funds he can afford to lose, due to the many risks inherent in the digital currency market.

2.7. It is clarified that this is trading in digital currencies characterized by a high risk of partially/fully losing the investment funds.

2.8. The operator does not commit to a minimum amount of signals/actions, percentages of success, percentages of profit in the activity of the automatic monitoring of the actions performed in the application, either manually or by means of an automatic bot.

2.9. The user has the ability and obligation to stop automatically tracking the bot’s actions immediately at any given moment, as long as he is no longer interested in imitating the bot’s actions.

2.10. If the user wishes to purchase and/or use and/or rely on contents/services provided on the website/application, among other things as detailed above, he is obliged to check them in advance himself and verify them.

2.11. The publication of the contents on the website does not constitute a recommendation or opinion and they are not a substitute for professional advice. Correct professional advice depends on the exact facts of each case. The content on the website is not a substitute for such advice.

2.12. Sometimes these contents reflect a certain personal attitude or opinion. Therefore, they should be treated with due caution.

2.13. The operator does not guarantee that the contents will be complete, correct, legal or accurate or will meet your expectations and requirements and will not bear any responsibility for any result that may result from them, or from using them, or from relying on them.

2.14. The contents on the site can be used as they are (AS IS). It is not possible to adapt them to the needs of each and every person. The user will not have any claim, claim or demand against the operator regarding the features of the contents, their capabilities, their limitations, the user’s expectations or their suitability to his needs.

2.15. Therefore, if the user decided to rely on content published on the website, or to act on it, he bears the full and exclusive responsibility for his action and its results, and any decision regarding the use of such content that he finds on the website will be made at his sole responsibility.

3. The use of the website and the application

3.1. The permission to use the site’s contents is in accordance with the rules listed below. The contents of the site may not be used in any other way, unless the user has received the operator’s explicit consent, in advance and in writing, and subject to the terms of the consent (if given).

3.2. The permission to use the contents of the site is for private and personal purposes only for the user only. You may not copy and use, or allow others to use, in any other way the contents of the website, including other websites, electronic publications, printed publications, currency trading signals, etc., for any purpose, whether commercial or non-commercial, that is not for personal and private use.

3.3. Do not run or allow to run any computer application or any other means, including phishing software or software of the type Crawlers, Robots, etc., for the purpose of searching, scanning, copying or automatically retrieving content from the website. In this rule, you may not create and do not use the aforementioned means to create a compilation, collection or database that will contain content from the website.

3.4. Content from the website may not be presented in any way whatsoever – including through any software, device, accessory or communication protocol – that changes their design on the website or removes any content from them, in particular advertisements and commercial content. In general, you may not link to content from the website, and you may not present or publish such content in any other way, nor may you embed (embedding) videos from the website without the prior written permission of the operator on any site, unless you have received the express, prior written consent of the operator for this, and subject to the terms of consent (if given).

3.5. The operator may order the user to cancel any such link at his sole discretion. In the event that the user is requested to do so by the operator, he will cancel the link immediately and will not have any claim, demand or claim against the operator in this regard.

3.6. It will be clarified and emphasized that the publication of the signals and the detail of the trading operations carried out by the operator in his portfolio (either by himself or through a bot) is for the private use of the user subject to the terms of use, and the user is prohibited from publishing to third parties and/or transferring in any other way these contents and data to other parties.

3.7. These instructions do not detract from any other instruction in these terms of use and any other condition or rule published by the operator in connection with the use of the website.

3.8. The operator will not bear any responsibility for any damage caused as a result of any link to the site’s contents and any display or publication of said contents in any other way. The user bears the full and exclusive responsibility for any link, presentation or publication of the contents, made by him and undertakes to indemnify the operator for any damage caused as a result.

3.9. The operator reserves the right not to allow the embedding of videos and/or to change the link to the video without having to notify the user beforehand, and the user will not have any claim, claim and/or demand against the operator for making such changes and/or malfunctions that occur during their implementation.

3.10. The operator may order the user to cancel any assimilation as mentioned at his sole discretion – in this case the user will cancel the assimilation immediately and will not have any claim, demand and/or claim against the operator in this regard.

3.11. The operator will not bear any responsibility for any damage caused as a result of embedding videos from the site. The user bears the full and exclusive responsibility for any implementation made by him, including the regulation of copyrights and payment to the relevant copyright associations / operators in accordance with any law, and undertakes to indemnify the operator for any damage he may incur as a result.

4. Content and services that require registration

4.1. Content may be displayed on the site (including for a fee), including: lectures on various topics in the field of real estate and finance; publications of technical analyses; publications of trading/investment operations carried out by the operator and/or someone on his behalf; General information about cryptocurrencies, digital currency trading signals and more; Confirmation of your purchase requires registration via an online registration form.

4.2. You can benefit from these services and use them after completing the registration process, providing the details requested during it and after receiving your consent to the online agreement accompanying the service, including making the payment as required.

4.3. When registering on the website/app you must enter a username and password as well as your e-mail address. If you forget the password, the existing password as entered during the initial registration on the website/app will be sent to the email address entered on the website/app.

4.4. Your details will be updated according to the data that will be filled in by you in the online registration form found on the website.

4.5. The operator will be entitled from time to time to require additional identification information.

4.6. The data you provided when registering for the website will be stored in the database owned by the operator. There is no obligation by law to provide the information, however, without it, it will not be possible to receive the content that you wish to purchase. The operator will not use your details, except in accordance with the site’s privacy policy included in these terms of use below and is an integral part of them.

4.7. The username and password must be kept confidential to prevent misuse. Be sure to change the password as often as possible and in any case not less than once every six months.

4.8. The operator may not allow you to use the service that requires registration at his sole discretion. Without deviating from the above, the operator may cancel your registration to the website, or block your access to it, in any of the following cases:

4.8.1. if when registering for the service you intentionally provided incorrect information;

4.8.2. If you have committed an act or omission that harms or may harm the operator or any third parties, including other users, writers or suppliers of the operator;

4.8.3. If you have used a service or additional services provided on the site to perform or to attempt to perform an illegal act according to the laws of the State of Israel, or an act that is presumed to be illegal as stated above, or to enable, facilitate, assist or encourage the performance of such an act;

4.8.4. If you have violated the terms of use or the other terms of this agreement or the terms of any other service within the site;

4.8.5. If you have taken any action that would prevent others from joining the service or continuing to enjoy the service in any way;

4.8.6. if you provided the username and password assigned to you during registration for use by a third party;

4.8.7. If the credit card in your possession has been blocked or restricted for use in some way (as long as the service is provided for a fee);

4.8.8. If you have a financial debt to the operator, or to any corporation under his control and you have not paid your debt, even though the normal deadline for payment has passed.

5. Purchases and making payments and cancellation policy

5.1. Purchase of content on the website will be made through the online form intended for this purpose in the process

The order, in which you will have to enter the following details: first name, last name, phone number and e-mail address. The fields marked with an asterisk are required to be filled in and without them it will not be possible to complete the order.

5.2. In order to avoid any possibility of a delivery failure, you must provide only accurate and correct details. Filling out all the details completely and accurately is a prerequisite for purchasing content and therefore you must be careful to provide all the details accurately.

5.3. Filling in all the details required to purchase the content on the website will be considered as placing an order (above and below: “the order”). Upon receipt of the order, the site will check the credit card details

(or PayPal / Bit as detailed below) and only after the approval of the credit company, the operation will be approved and a final confirmation of the order will be issued, while making a charge through the credit card.

5.4. If you choose to use a credit card to make the payment, you will be asked to provide the credit card details, ID card, card type and validity. If you decided to pay using PayPal or Bit, the operator will be able to collect the payment only after receiving confirmation from PayPal / Bit. The use and receipt of authorization from PayPal / Bit are subject to the terms of use of the PayPal website / Bit application.

5.5. The details as entered in the order form by you, will be conclusive proof of the correctness of the actions.

5.6. The operator reserves the right to stop the use of any payment method on the site, to allow the use of additional payment methods and to apply different payment arrangements to different types of credit cards.

5.7. It will be clarified that the contents that are offered for sale within the site are information as defined in the Computer Law, 5555-1995, and are even exposed to recording, reproduction or duplication. Therefore, and without deviating from the absolute prohibition to record, reproduce or duplicate the contents as detailed in these terms of use above, we would like to emphasize Please note that the right to cancel a distance selling transaction does not apply to a transaction to purchase the contents on the website, and this is in accordance with the provisions of Section 14c(d)(3) and Section 14c(d)(5) of the Consumer Protection Law, 5741-1981. Therefore, no refund will be made for contents purchased by you, after their purchase.

6. Privacy Policy

6.1. The operator respects your privacy on the website. The website’s current privacy policy is always available at this address and is an integral part of these terms of use. Since the privacy policy can change from time to time, it is recommended that you come back and read the policy document from time to time.

6.2. By using the website and its search engine, you agree to the collection and use of information about you as described in the terms of use, including through cookies. Any user can reconfigure his browser so that he refuses all cookies or warns about cookies that are sent to him.

6.3. A cookie is a small text file that is transferred to the hard drive of your personal computer by a web server. The site uses cookies so that the site’s servers can identify you quickly and efficiently even when you return and visit the site. The information found on the cookie and used by the site is encrypted, so that only the operator can read and understand this information.

6.4. The operator may decide to change the privacy policy applicable to the use of the website from time to time. Whenever the operator chooses to change the privacy policy applicable to the service, the operator will update this page, so that the user can know what the change was made.

6.5. The operator does not share personal and identifying information about the user with a third party, without the express consent of the user. However, the operator may share summarized statistical information about the user, which does not identify, with advertisers, business partners, financiers and other entities. The operator will share specific personal information about a user if required to do so in order to comply with any valid legal process such as a search warrant, a court summons, a law, or a court order.

6.6. The operator undertakes to delete a user’s personal information from the website and the databases (or information) owned by the operator and not to use it for the purposes of the service, as stated above, to the extent that the user is requested to do so explicitly and in writing.

6.7. The operator will not be considered as violating any commitment to privacy or harming the privacy of a user due to any information, as defined in the Computer Law, 555 – 1995, that is in it to identify a user or to track him by another, which results from the use of electronic means of communication.

7. Intellectual property

7.1. All copyrights and intellectual property on the website in the services offered therein and in all the content contained therein belong to the operator (hereinafter also: “the owner”) only or to some third party, who granted the operator the right to use his property.

7.2. You may not copy, distribute, publicly display, publicly perform, transmit to the public, modify, process, create derivative works, sell or lease any part of the above, either by you or through or in collaboration with a third party, by any means or means whether electronic, mechanical , optical, photographic or recording means, or in any other way, without obtaining prior written consent from the operator or the other rights holders, as the case may be and subject to the terms of the consent (as many as may be given).

7.3. If and to the extent that such consent has been given, you must refrain from removing, erasing or disrupting any notice or sign regarding intellectual property rights, for example – the © copyright mark, or the ® trademark, accompanying the contents that will be used by you.

8. Links

8.1. The site contains links (‘links’) to various pages on the Internet. The links allow the user to find content published on the Internet (including government websites) to which presentations that are found within the website refer. The contents found in these links are not published by the operator, or on his behalf, and the operator does not control or supervise them.

8.2. The fact that the site links to these contents does not indicate the operator’s consent to their contents and does not constitute a guarantee for their reliability, their up-to-dateness, their legality, the practices of the owners of the contents in the field of privacy and any other aspect involved in their operation.

8.3. The operator is not responsible for the contents to which the links lead and is not responsible for any result caused by their use or reliance on them.

8.4. The operator does not guarantee that the links (‘links’) found on the website will be correct and will lead you to an active website.

8.5. The operator may remove from the site links that were included in the past, or refrain from adding new links – all, at his sole discretion.

9. Risks

9.1. The use of the content and services on the website and in the application is suitable only for users who fully understand all the risks that exist in the cryptocurrency market, including the great volatility that characterizes the market and entails a real potential for losing money as part of currency trading and/or currency holding.

9.2. It is the user’s full responsibility to learn all the risks and take them into account whenever he decides to perform actions through the website/application, even if there are risks that are not detailed on the website/application.

10. Indemnification

10.1. You have the obligation to indemnify the operator, its employees, its managers on its behalf or anyone on their behalf for any damage, loss, loss-profit, payment or expense incurred by them – including attorney’s fees and court costs – due to a violation of these terms of use.

11. Site changes and service termination

11.1. The operator may and may from time to time change the structure of the website, its appearance and design, the scope and availability of the services included therein, and shall be entitled to charge a fee for such or other contents and services at its discretion and shall be entitled to change any other aspect involved in the website – and all, without the need to inform you of so in advance.

11.2. Such changes will be made, among other things, taking into account the dynamic nature of the Internet network and the technological and other changes occurring in it. By their nature, changes of this type may involve malfunctions and/or initially cause discomfort, etc.

11.3. You will not have any claim, claim and/or demand against the operator for making such changes and/or malfunctions that will occur during their execution.

11.4. Without detracting from the above, the operator may at any time stop providing the services included in the website, all or some of them. The operator will post a notice on the website about the termination of the services a reasonable time in advance (as far as possible). Upon termination of the services, the operator will keep the material contained on the website, including all the content and lectures on the website, for an additional reasonable time, after which he will be entitled to delete it and not keep any backup from it, without giving further notice of this.

12. Arbitration and Jurisdiction

12.1. This agreement shall be exclusively governed by the laws of the State of Israel, but shall not apply to the international choice of law rules stipulated therein.

12.2. It is clarified that the choice of law rules and jurisdiction of any foreign court (including any other foreign court or tribunal) shall not be given any effect, as well as the applicability of any foreign law is hereby expressly excluded.

12.3. Any dispute that arises between the parties, including a dispute in connection with the use of the website and/or in connection with these terms of use, including in connection with the individual online agreements accompanying certain services on the website, will be brought before the competent courts in the Tel Aviv-Jaffa district and before them only.

13. Contact us

13.1. The operator is careful to comply with the provisions of the law and respects the website users’ right to privacy and good name. If in your opinion content has been published on the site that offends you for any reason, you can contact us according to the details provided below and we will try to handle your request as soon as possible. Such inquiries can be forwarded to the following address:

Customer Service Department – support@vbtrade.com